Articles Tagged with Palm Beach car accident lawyer

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Florida is a “no-fault” state when it comes to auto insurance and how people are compensated for car accidents. To be crystal clear though: Fault still matters in Florida crash litigation. Jurors are asked to “score” each party’s fault. Based on the comparative negligence finding, total damages plaintiff can collect are proportionately reduced. It’s rarely “all-or-nothing,” but an experienced car accident lawyer will work diligently to dispel or minimize any allegations of comparative negligence.car accident lawyer

Recently, a West Palm Beach car accident lawyer at Freeman Injury Law cleared a major fault-related hurdle when he was able to secure a multi-million-dollar settlement on behalf of a crash victim seriously injured in a wrong-way, head-on collision.

Let’s start with the fact that wrong-way car accidents are relatively rare compared to other types of crashes. Hundreds of thousands of crashes are reported to police every year, and of those, just 2,600 in 2016 were wrong-way crashes, many involving drivers who are novice, elderly or impaired. They are the sort of occurrence that just should never happen. From the perspective of a car accident lawyer, fault in wrong-way crashes is typically straightforward – and all on the wrong-way driver. But Palm Beach Car Accident Lawyer Christopher Lassen‘s case was a bit more complicated. Continue reading →

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Want a cheaper rate on your car insurance? Try buying a house. rowofcars

That’s the revelation from a recent analysis by the non-profit Consumer Federation of America, which discovered that Florida renters, on average, pay $279 more for car insurance – or about 10 percent higher – than those who own their homes. And apparently, the insurance companies are not shy about the fact home ownership is factored into their rates, except in California, where the practice is illegal.

This is troubling on a number of levels. First, there is the fact that its discriminatory and more likely to mean that lower-income and minority communities pay higher car insurance rates. Secondly, there is the fact that insurers are making it tougher for drivers who probably need it the most to obtain adequate liability coverage.  Continue reading →

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Lost income and loss of employment benefits are among those factors taken into account when awarding damages to a car accident victim.brakes

In most cases, if you’re employed by someone else, you simply request a letter from your company indicating your position, rate of pay, hours typically worked, number of hours or days missed after the accident and whether you took sick leave, vacation time or a leave of absence.

However, when victims are self-employed (as an 26 million people in the U.S. are), proof of lost income gets trickier. It’s usually advisable to hire a forensic accountant to assist in studying past income and offer a forecast of potential future income and business growth rate (or lack thereof).  Continue reading →

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When it comes to auto insurance policies, too many Florida motorists purchase only the bare minimum required, so as to keep their monthly premiums low. A quarter of Florida drivers don’t have any insurance at all. bicycle6

The trouble with this is two-fold. First, if you are involved in a crash with someone who is uninsured or underinsured, you will not be able to collect from them or the insurer the amount necessary to compensate you for your losses. And if you also have limited insurance – or no UM/UIM coverage – it may be extremely difficult to collect damages.

The good news is that while drivers aren’t required to carry UM/UIM coverage, insurance companies have to get a written waiver from drivers in order to drop it from the policy. Most drivers don’t do this, and that means most have UM/UIM coverage.

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