As Florida personal injury attorneys, our legal team has seen numerous cases wherein car accident victims aren’t sure whether they have uninsured/ underinsured motorist coverage (often denoted UM/ UIM coverage) as part of their auto insurance plan. In fact, many people don’t even know what it is.
This is troubling indeed when you consider that this is often the primary source of recovery for those in accidents with drivers who either don’t have insurance or don’t have enough insurance to fully cover the damages incurred in a serious crash.
As noted by the Centers for Disease Control and Prevention, Florida car accidents rack up a total of $32 million in medical costs and nearly $3 billion in work loss costs every single year. More than $2,450 people are killed in Florida crashes annually, and motor vehicle crashes are a leading cause of death for people under the age of 54. Many of these people are the primary breadwinners in their family, and they can’t afford to be saddled with crippling debt for medical costs and other expenses that stem from a car accident. Continue reading →