Articles Tagged with Florida car accident lawyer

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The Illinois Supreme Court has determined the “named driver exclusion” contained in uninsured/ underinsured motorist (UM/UIM) auto insurance policies is invalid for violation of the state’s mandatory insurance requirements and public policy where the exclusion bars coverage for the named insured. Unfortunately, the exclusion still stands for motorists in Florida.car accident attorney West Palm Beach

The named driver exclusion (also sometimes referred to as the “designated persons coverage exclusion”) can make it very difficult for certain plaintiffs to obtain insurance coverage for their injuries. In general, it is an endorsement added to an insurance policy stating that a specifically named individual with access to your insured vehicle will NOT be covered by the insurance provider to drive the insured vehicle. That means the vehicle’s liability insurance or UM/UIM coverage will not cover a crash if that driver is operating the insured car. Instead, what usually happens is the driver and the owner of the vehicle who allowed that excluded individual form the policy CAN be held liable for damages the at-fault driver caused.

You can see where this would create major problems, not just for the excluded driver, but the insured who allowed that driver behind the wheel and anyone else involved in a crash with them. Pursuing a claim for damages directly against those involved – without insurance coverage – is a tall task because even if you win, there may be slim chances you’ll actually collect those damages. It can leave innocent motorists without remedy for their injuries. Continue reading →

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Recently, a high-speed chase by police tailing a fugitive through the streets of Miami spanned more than a half hour until the suspect was caught, according to the Miami Herald. The 34-year-old suspect is charged with attempted murder after he allegedly stabbed his girlfriend numerous times before fleeing. During the chase, he reportedly narrowly avoided striking other vehicles as he weaved through traffic, blew past intersection red lights and skidded with sharp turns. At one point, he exchanged gunfire with police in downtown Miami. police

This scene had a high potential for serious injury or death of innocent bystanders.

Most police agencies have policies that prevent chases – particularly high-speed chases – in all but the most serious of situations. A study by the National Institute of Justice found that most departments had written policies governing pursuits. While increasing the number of vehicles involved in the pursuit was more likely to improve the odds of apprehension, it was also more likely to up the risk of accidents, injuries and property damage.  Continue reading →

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