Even with Florida’s no-fault auto insurance system, it’s common for those injured in a traffic accident to file a lawsuit against the at-fault driver or other responsible parties. This occurs when damages and costs for injuries exceed a certain amount.
Occasionally, it becomes necessary for crash victims to take legal action against close friends, relatives or even spouses.
That whole notion strikes nerve with people, many of whom insist they don’t want to be in a court battle with someone they love. However, what’s important to keep in mind is these actions are truly not personal. Rather, taking this route is sometimes the only way a person who is injured can recover the necessary insurance benefits to which they are entitled. But individuals can’t sue an insurance company directly for an insured’s wrongdoing. Insurers are only added to the action later, once liability has been established. Continue reading →